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Big differences between PKV/GKV

When it comes to medication provision, there are clear differences between private and statutory health insurance. The latest figures are provided by the current study by the Scientific Institute of PKV (WIP) on “Medicine supply for privately insured people 2012”. The analysis shows clear differences in drug prescribing practices, which demonstrate greater freedom of choice and therapy as well as innovation-friendliness in private health insurance. The WIP drug study provides a comprehensive analysis of the PKV drug market. It closes a gap in the drug prescription report, which can only reflect the events of the statutory health insurance.

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First publication date: 28.05.2013

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>> The investigation is based on data from more than 52.9 million drug prescriptions from 2012, which were submitted to 14 private health insurance companies for reimbursement. Around 72 percent of all privately insured people are insured with these companies, as the study authors explain.
In their opinion, the differences in care arise from the fact that the doctor with private insurance is not bound to discount contracts and guidelines. This allows him to focus on the advantages and disadvantages of the various therapeutic approaches as well as the individual needs of the patient, while for those with statutory health insurance he has to pay close attention to the price of the medication in order to avoid financial disadvantages (recourse) for himself.
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